Everyone has an "estate," and planning isn't just for retired people or for the wealthy. No one can predict how long they will live, and unfortunately accidents and illnesses happen to people of all ages. Estate planning is providing instructions for carrying out your wishes -- planning in advance for your cars, real estate, bank accounts, life insurance, and personal possessions, and gives you the opportunity to control how those things are given to the people or organizations you care about most. Good estate planning will include instructions for passing on your valuables, directions for your care should you become disabled or incapacitated before you die, appointing a guardian for minor children, providing for the transfer of your business, minimizing taxes, court costs, and legal fees, and providing for loved ones who may need future protection. Too many people don't plan. When you don't have a plan, the state has a plan for you, whether you like it or not. We can help you with an estate plan that will protect you, your heirs, and your assets. We can provide guidance and peace of mind that all of your documents are prepared properly and in accordance with the law.